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Property Insurance

In insurance terms your “home” is your fixed property, that means the structure of the house you are living in. Having a Property insurance means that you are covering the reconstruction expenses of your home in case of an event that would cause damage to it.

We always recommend the more extensive covers that not only gives you great value for your money but also keeps your property safe!

Property Insurance

In insurance terms your “home” is your fixed property, that means the structure of the house you are living in. Having a Property insurance means that you are covering the reconstruction expenses of your home in case of an event that would cause damage to it.

We always recommend the more extensive covers that not only gives you great value for your money but also keeps your property safe!

  • Fire & Basic Perils

  • Fire & Extended Perils incl. flood

  • Smart Economy Kas

This is also called Homeowners Insurance and this because it’s the basic insurance needed to have a mortgage/ own a home. But this doesn’t mean that your property is safe! This is only covering for the major damages that fire can cause.

All the other unexpected events that can cause damage to your property can be covered with the Fire & Extended Perils incl/ flood Insurance.

For a more complete cover that will give you great value for your money and that covers all unexpected events that can cause damage to your property. This cover can be tailor-made based on your needs but the standard cover includes:

  • Fire & Lightning
  • Riots, Strikes & Malicious Damage
  • Flood
  • Explosion
  • Earthquake, Hurricane, Storms, Tornados and Cyclones
  • Extraneous perils- Aircraft damage, Impact by vehicles/ boats, Water damage due to bursting pipes/tanks, Bush fire & Smoke from overheating units

Our new bundle policy called Smart Economy Kas include all the covers in Fire & Extended Peril incl. flood, but what is so special with this insurance is that you will receive these covers included, FREE of charge:

  • Personal accident up to ANG.150.000,-
  • Personal liability up to ANG.100.000,-
  • Loss of rent up to 5% of the insured sum.
  • Breakage of glass and mirror up to ANG.1.000,-
  • Removal of debris up to ANG.25.000,-
  • Automatic cover on reinstatement value basis.
  • Rainwater damage, except due to leakage of roof, up to ANG.1.000,-

If needed, household contents can also be included in the cover!

Saving ANG 400;-/ year!