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Motor Insurance

No one wants to think about getting into a car accident, but it's a risk drivers face every day on the roads!

There are several types of motor insurance coverages available to help protect you, your passengers and your vehicle in the event of a car accident.

Having a basic Third Party insurance is required by Curacao law (L.A.M.).

This is only a basic cover and we always recommend an upgrade to be fully covered if the accident happens!

Motor Insurance

No one wants to think about getting into a car accident, but it's a risk drivers face every day on the roads!

There are several types of motor insurance coverages available to help protect you, your passengers and your vehicle in the event of a car accident.

Having a basic Third Party insurance is required by Curacao law (L.A.M.).

This is only a basic cover and we always recommend an upgrade to be fully covered if the accident happens!

  • Third Party

  • Third Party with Theft and Fire

  • Auto Plus Extra

This cover is mandatory by Curacao law (L.A.M.) and every vehicle needs to have it, even if the car is in a garage for a repair. The reason why this is mandatory by law is so innocent drivers that are involved in accidents, gets compensation so no one else’s neglect will impact them financially. 

This is the basic cover but in the end it might not be the best option as it only insures the third party in case of an accident. All damages on your own car, when you’re at fault will not be covered and this might be an expensive fix!

With this insurance you have the basic cover that the Third Party insurance offers but your own vehicle is also insured against theft and fire.

This also means that if your car gets stolen and then crashed, the damages to the car but also to others property and bodily injuries are coverd under the insurance cover.

With our Auto Plus Extra cover we make sure that your car is covered, that means your car will be fixed or reimbursed no matter who is at fault!

If you bought a brand new car, it is also avaliable to insure the full original value of your car.

So if you are in an accident you are guaranteed that you receive the original value of the car instead of the depreciated value.