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Motor Insurance

Having Third Party insurance is required by Curacao law (L.A.M.).

The primary reason why this is mandatory is to cover physical damage to a third party's vehicle, property or bodily injury in a traffic accident where you are at fault.

This is a basic cover and we always recommend insuring your own vehicle and passengers for accidents and damages. Then you would need to upgrade the cover!

Motor Insurance

Having Third Party insurance is required by Curacao law (L.A.M.).

The primary reason why this is mandatory is to cover physical damage to a third party's vehicle, property or bodily injury in a traffic accident where you are at fault.

This is a basic cover and we always recommend insuring your own vehicle and passengers for accidents and damages. Then you would need to upgrade the cover!

  • Third Party

  • Third Party with Theft and Fire

  • Comprehensive

  • Auto Plus Extra

This cover is mandatory by Curacao law (L.A.M.) and every vehicle needs to have it, even if the car is in a garage for a repair. The reason why this is mandatory by law is so innocent drivers that are involved in accidents, gets compensation so no one else’s neglect will impact them financially. 

This is the basic cover but in the end it might not be the best option as it only insures the third party in case of an accident. All damages on your own car, when you’re at fault will not be covered and this might be an expensive fix!

With this insurance you have the basic cover that the Third Party insurance offers but your own vehicle is also insured against theft and fire. This insurance then covers if something would happen to your car while is not being driven by you!

This insurance includes the basic Third Party cover but included is that damages to your own car in an accident where you are at fault or if the other party is not insured, will be taken care of.

Your own vehicle will either be repaired or you will be reimbursed for the current value of the car.

With this insurance you can be sure that whoever is at fault, you will be taken care of!

If you have a private car that is 3 years or younger, you have the possibility to insure the full original value of the car. So if you are in an accident where you are at fault, your car will be fixed or you will be reimbursed the original value of the car.

This insurance needs to be signed when the car gets into the owners possession, so straight from the start of the ownership! This insurance guarantees that you receive the original value of the car instead of the depreciated value. This means if it would be a total loss you will be able to get a new car back!