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Property Insurance

Commercial buildings are expensive and can be very expensive to rebuild.

When owning your commercial building there is a need to have it insured, not only from fire but also from flood and storms that can damage and make the property unusable for a longer period of time.

We always recommend the more extended cover as with something happening to your commercial property, your business will be affected too!

Property Insurance

Commercial buildings are expensive and can be very expensive to rebuild.

When owning your commercial building there is a need to have it insured, not only from fire but also from flood and storms that can damage and make the property unusable for a longer period of time.

We always recommend the more extended cover as with something happening to your commercial property, your business will be affected too!

  • Fire & Basic Perils

  • Fire & Extended Perils incl. flood

  • Smart Economy Com.

  • Combined Fire & Theft

This is the basic insurance that is requested for when you request for a mortgage at the bank.

This insurance only covers the damages that fire can cause from lightning and explosion.

All the other unexpected events that can cause damage to your property can be covered with the Fire & Extended Perils incl. flood Insurance.

This insurance cover is more extensive and will cover all unexpected events that can cause damage to your property:

  • Fire & Lightning
  • Riots, Strikes & Malicious Damage
  • Flood
  • Explosion
  • Earthquake, Hurricane, Storms, Tornados and Cyclones
  • Extraneous perils- Aircraft damage, Impact by vehicles/ boats, Water damage due to bursting pipes/tanks, Bush fire & Smoke from overheating units

This cover can be tailor-made if requested!

Our new bundle policy called Smart Economy Com. include all the covers in Fire & Extended Peril incl. flood, but what is so special when signing up for this insurance is that you will receive these covers included, FREE of charge:

  • Public liability of the premises up to ANG. 100.000.
  • Loss of rent up to 5% of the insured sum.
  • Breakage of glass and mirrors up to ANG. 10.000.
  • Removal of Debris up to ANG. 200.000.
  • Automatic cover on reinstatement value basis.

If wanted or needed, content can also be included in the cover!

Saving ANG 400,-/ year!

This insurance includes the Fire & Extended perils and added on is the burglary insurance that covers your registered belongings in case of theft.

This is a package that covers if both your property and your inventory on site when there is a fire or a break-in.