We offer products which allow you to choose coverage based on your specific needs and your budget.
By having this cover your company is insured against break-ins and theft only, so not the damages on the property due to the event.
This insurance is recommended if your business is renting a unit or building and only responsible for its own office inventory.
Commercial properties have a lot of investments, such as inventory, equipment, merchandise, goods etc. The business can be very dependent on them and in case of damage, work can't go on!
With this insurance you can insure your Commercial content on their replacement value against fire, burglary and natural disasters.
If you are not the owner of the building and occupy a commercial property as a tenant, you may have done substantial fixed improvements to the property based on specific needs of your business.
In order to protect your investment you can insure the tenant’s improvements at its reconstruction value.
Loss of profit is increased if you are the owner of a building where there is material damage and it needs to be repaired or reconstructed. After all, you also have to deal with the loss of rent revenues for the period where it’s being reconstructed.
Loss of Profit Insurance reimburses the rents lost during a pre-agreed period called the period of indemnity.
Business Interruption Insurance covers the loss of income based on an event where there are material damages to the property or inventory.
The business must have property insurance so this policy can be added on!